What: Embellished raincoats by Sonya Vajifdar, call 9322221434 or visit www.sonyavajifdar.com, Rs 4,000 onwards. 

Why:  Sonya’s super raincoats offer more than a silver lining for your cloudy day: they come in pop colours with sequined hoods, polka dots and asymmetrical zippers; we especially love the bright purple trench with satin lining. She supplies to Attic and Bombay Electric, but we take you directly to her Churchgate workshop where the designer, her masterjis and two fat dogs work hard to please the rain gods.

When: You want to shop before the drops.